Affordable Health Insurance Made Easy

Today over 22 million Americans get health coverage under $20 a month!

Get the coverage you deserve!
Call 800-688-8064 Or Text 973-898-5959

Free Assistance

Have an advocate by your side. Health insurance companies pay us so you don’t have to do this alone.

$0 or Low Cost Premiums

We work with many insurance companies to help you find the best rate and plan.

Keep Your Doctors

We will look for a plan that covers your doctors and medications.

With help from the Inflation Reduction Act, many customers can continue to find savings on quality health plans! In fact, 4 out of 5 people that work with us find a plan for $10 a month or less.

But, picking health insurance can be more complicated than it seems.

When looking at HMOs vs. PPOs, metal levels, ACA plans, short-term plans, deductibles, and more, making sense of which plan is best for you and your family can be very confusing.

And you could get lured by the first $0 premium plan you see!

But in reality, that may not be the best or cheapest plan for you. That doesn’t mean you can’t still get a $0 or low premium plan.  It does mean knowing what you’re looking for when picking a plan is important. It’s also important to look at things like deductibles, co-pays, and maximum out-of-pocket costs.

Choosing the wrong plan can be costly, and that mistake may leave you stuck with a bad plan for a year.

Let us do the work for you.
Call 800-688-8064 or Text 973-898-5959

Happy Clients

Pat W.

"Their level of detail and knowledge was outstanding with everything explained clearly and thoroughly…"

Darren C.

"They delivered exactly what they promised from the start. We could not be happier with their services!”

Margaret G.

"They were available whenever I needed them... I highly recommend them and would definitely call on them again if in need."

Joyce M.

"Lynn, Mike and James answered every text and email within the hour. This was the BEST part of working with this team as well as their vast knowledge."

Don’t spend hours on government sites.

We’ll search all available plans and recommend the best one for you based on your medical and financial needs. 

  • All at the same price — no markups, no hidden fees
  • Get the lowest price premium possible
  • Keep your doctors and get your medications covered
  • Choose from carriers you know
  • Enroll in 15 minutes

We’re here to help you make a better decision about your health insurance choices. We are the experts on your side.  Whether you want us to assist you in picking a plan or you prefer to search and choose one on your own, we are always here when you need us.

Let us do the work for you.
Call 800-688-8064 or Text 973-898-5959

Have an experienced advocate on your side

My name is Lynn Donato As a Certified Medicaid Planner (CMP) and Certified in Long Term Care® (CLTC) consultant, I have over 15 years of experience helping individuals navigate the complexities of the healthcare system. 

As a licensed Insurance Broker , I am well-versed in Medicare, Medicaid, and private insurance options.

 I’ve been helping clients like you for over 20 years, and I’ve served hundreds of satisfied customers. I have a wealth of experience working with insurance companies, so you can trust that I’ll be able to provide you with the best options. Plus, I’m available by phone, text, email, or even on Zoom, so you can contact me whenever it’s convenient for you. Let me help you find the right insurance plan for your needs – get in touch today!”

Here's how to get the perfect plan!

Our expert advisors and brokers are focused on helping you get the best health insurance plan at the best price!  We’re not tied to any particular carriers, meaning we work directly in your best interest.

Call Or Text Us

To get your questions answered or to get coverage now. It will take about 15 minutes to get you enrolled in a plan.
Call 800-688-8064
Text 973-898-5959

Search On Your Own

Use our search tool to explore and pick a plan on your own. Going through our search tool still gives you access to our expertise. If you're in PA or NJ please contact us for assistance.

In Either Case, You Have Us As Your Agent

We will be available as your agent to assist whenever you need it. And after you’re enrolled, you can contact us for ongoing assistance.

You have questions. We have answers!

Individual health insurance refers to coverage in the United States that’s purchased by individuals who don’t have coverage through an employer-sponsored health plan or through government health plan such as Medicare, Medicaid, CHIP or Tricare.

This medical insurance is also referred to as individual/family coverage, because the plans can also be used to cover family members.


Regardless of whether you purchase coverage on-exchange or off-exchange, your enrollment in ACA-compliant coverage is limited to the annual open enrollment period or to a special enrollment period triggered by a qualifying event.

In most states, the annual open enrollment period runs from November 1 through January 15. But DC and 17 states run their own enrollment platforms, and some of them have different deadlines.

  • Health plans with dental/Vision coverage: Most Marketplace health plans DO NOT have dental/vision coverage.  

    If a health plan includes dental, the premium covers both health and dental coverage.

  • Separate dental plans: However, we offer separate dental/vision plans. 


Let’s find the right health insurance plan for you,
at the lowest possible price.


Call 800-688-8064 or Text 973-898-5959